Terms of use

Last updated: 25 October 2026

These terms apply to your use of asknriguru.com, published by Emmanova Digital, 26, Sarojini Nagar, Lucknow, U.P., India, 226301. By using the site you accept them.

General information only

The tools and guides give general information about Indian tax, banking, foreign exchange and property rules. They are not tax, legal, financial or investment advice, and using the site does not create any professional relationship. See the disclaimer.

Estimates, not assessments

Calculator results are estimates based on the figures you enter and the rules shown on the page. Your actual liability can differ because of facts or exceptions the tool does not cover. Check results with a qualified professional before you act on them.

Using our content

The text, design and code of the site belong to Emmanova Digital. You may link to any page and quote short extracts with a link back. You may not copy whole pages or tools, or republish them, without written permission.

Acceptable use

Do not try to disrupt the site, scrape it at a rate that affects other users, or use it for anything unlawful.

Links

We link to third-party sites for reference. We are not responsible for their content or availability.

Liability

To the extent the law allows, Emmanova Digital is not liable for any loss arising from use of, or reliance on, the site or its tools. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of India. Courts at Lucknow, Uttar Pradesh, have jurisdiction over any dispute.

Changes

We may update these terms. The date above shows the latest version.

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